What's at the top of your holiday checklist? We're guessing booking the actual holiday might be fairly high on the agenda, along with those other essentials like currency, visas and making surely you've got a valid passport. But what else do you need to consider? You'd be surprised how many folk forget about travel insurance until the least minute, or even don't bother with it at all. After all, what are the chances of something dreadful happening on your annual jaunt? Well, even if it's just a case of some lost luggage, it's so much better to be safe than sorry, especially when insuring your holiday isn't the financial setback many assume it is. And let's face it, escalating medical bills are going to a lot more of a financial set back. So where do you get the best deal? Here's our guide to the things you might want to consider if you don't want to pay over the odds...
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If your holiday activity mainly consists of one trip away each year, perhaps with the odd weekend trip too, buying a single policy for each trip might be more economical then an annual policy. And, of course, this works the other way - if you're a frequent flyer and forking out for insurance each time you jet off, maybe think about paying for a annual policy that covers all your trips. This Aviva Single Travel Insurance voucher code gets you 10% off the cost off your policy so could week be a good starting point for getting an idea about price. And what about your circumstances? If you're over 65 and paying for a regular policy you could be missing out on a lower premium from specialist suppliers. See what price a Saga Travel Insurance discount voucher could get you before you pay over the odds.
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Many think a basic policy will be enough to cover their needs, but it's really important that your read the small print - what is the excess that you're agreeing to and can you afford it if something does go wrong? And how much does it cover you for lost luggage and money - will this be enough? Are you covered if your holiday is cut short or cancelled and if not, would it be worth paying more for a policy that does? These are all really important questions in determining whether you've selected the policy that most suits your needs. A John Lewis Travel Insurance UK coupon code is definitely worth a look if you want to go with a reputable supplier, especially if you can get 15% off the cost of your policy too.
Many people have a travel insurance built into their bank account or other financial package. Even though this can be extremely convenient and economical, always double check what you're covered for before you leave. For additional great value holiday essentials, you can download our money saving app to your Chrome or Firefox toolbar. Just click on the icon when you're on a site that has something you want to purchase and we can tell you whether we have an offer for it. Bon voyage!
By Anna Scott, 19th July 2013